Umbrella Insurance
Protect Yourself Beyond the Basics
Your primary insurance policies provide crucial protection, but they have limits. Barrett Insurance Group offers umbrella insurance policies that extend your liability coverage far beyond those limits, giving you an extra layer of security against unexpected financial risks. Serving Maryland, Washington D.C., Pennsylvania, Delaware, Virginia, and North Carolina, we deliver expert guidance and broad coverage tailored to safeguard your assets.
Find Your Perfect Coverage
We are ready to help you get the peace of mind that you deserve.
Why Choose Barrett Insurance Group for Umbrella Insurance?
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Comprehensive Liability Protection
Umbrella insurance adds significant coverage beyond the liability limits of your home, auto, or other personal policies. It helps protect your savings, assets, and future earnings from major claims or lawsuits. -
Local Knowledge and Customized Coverage
We understand the unique risks in our service areas and tailor umbrella policies to meet your specific liability exposure, considering your property, lifestyle, and assets. -
Affordable Peace of Mind
For a relatively low premium, umbrella insurance provides high limits—often starting at $1 million—covering damages, legal defense costs, and judgments that might exceed your standard coverage. -
Broad Coverage Scope
Our umbrella policies cover personal injury claims like defamation or libel, property damage, worldwide liability, and sometimes even claims excluded from primary policies.
What Does Umbrella Insurance Cover?
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Liability claims exceeding your homeowners, auto, or other policies’ limits
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Personal injury claims including libel, slander, false arrest, and invasion of privacy
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Legal defense fees for covered claims
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Accidental property damage or bodily injury to others
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Worldwide coverage extending your liability protection wherever you go
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Coverage for rental properties and certain business pursuits (depending on policy)
Find Your Perfect Coverage
We are ready to help you get the peace of mind that you deserve.
Who Needs Umbrella Insurance?
If you own a home, vehicles, or other significant assets in Maryland, Washington D.C., Pennsylvania, Delaware, Virginia, or North Carolina, umbrella insurance is a wise safeguard. It is especially important for:
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Individuals with substantial assets or high income
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Property owners with pools, trampolines, or rental units
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Professionals and business owners exposed to liability risks
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Anyone seeking to protect against costly lawsuits that could exceed standard policy limits
Umbrella insurance protects against the unexpected costs that could otherwise put your financial security at risk.
Barrett Insurance Group—Extending Your Protection, Securing Your Future.
The Barrett Insurance Group offers the best home or auto insurance in Maryland, Washington D.C., Pennsylvania, Delaware, Virginia, and North Carolina!
