At the Barrett Insurance Group, we’ll personally review your auto policy and help you
      get the highest coverage with the most competitive premiums. We will make sure you are      getting all the discounts you are eligible for!

     Bodily Injury (BI) and Property Damage (PD)
     Covers your liability for injuries you cause to other people and property damage for which
     you are at fault. This coverage usually is shown in three divided numbers such as 250/500/100.
     The first number is the limit that your policy will pay for bodily injury per person in the event
     of an accident. The second number is the total limit your policy will pay for bodily injury per      accident. The third number is the limit that your policy will pay for property damage per accident.      Many people are underinsured today because of the rising costs of vehicles (making it easy to      exceed your Property Damage limits) and the high personal injury awards in lawsuits. Please      consult us to make sure you have adequate coverage.

     Uninsured & Underinsured Motorist
     Covers you when you are injured by someone who is not insured or has inadequate limits
     of coverage.

     Comprehensive
     This covers repairing or replacing your vehicle in non-accident situations, such as theft
     and vandalism.

     Collision
     This covers the cost of replacing or repairing your vehicle in the event of an accident in
     which you were at fault.